Information We Collect and Disclose to Others
In the course of doing business, we collect and use various types of information, such as information available from public records and credit reports, as well as information you provide to us. We may also access information about you, such as credit reports, when considering a request from you for additional services or when exercising our rights under the law or any agreement with you. In addition, we collect information about you from the following sources:
- Information we receive from you on applications and other forms you submit to us, such as your name, address and social security number.
- Information about your transactions with us, our affiliates or others such as account balances and payment history.
- Information we receive from credit reporting agencies, such as your credit worthiness and credit history
- We may also disclose all of the information that we collect as described above.
Sharing Information with Third Parties
We may disclose non-public personal information about you to financial service providers such as mortgage bankers, securities broker-dealers, and insurance agents. We may also disclose non-public personal information about you to nonaffiliated third parties as necessary to complete transactions, maintain accounts and records, and as permitted by law.
We may disclose all the information we collect as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted or required by law.
We do not disclose any non-public personal information about our members and former members to anyone, except as permitted by law.
Termination of Membership
If you decide to terminate your membership with Advantage One Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.
Confidentiality and Security of Information
Keeping your financial information secure is an important responsibility that is taken seriously at Advantage One Credit Union. We value your trust and handle your information with care. We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. Our policies and procedures emphasize the importance of keeping our members’ information confidential. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
We make every effort to ensure that our records contain accurate, current and complete information. If you find that your account information is inaccurate, please contact us at Advantage One Credit Union, 204 N Jackson Street, Morrison, IL 61270 or email us at firstname.lastname@example.org . We will promptly investigate and make any necessary changes to update our records.